Qarar Loyalty Platform Hyper-Personalized • Wallet-Ready • Partner-First

Rewards & Loyalty — engagement that drives ROI

Built by a credit & risk partner for banks and fintechs: launch multi-level campaigns, enrich with partner offers, enable real-time redemption, and track performance with AI-powered insights — all under your brand.

End-to-End Loyalty Preview

Campaigns → Redemption → Dashboards → Partner Platform → Insights.

Campaigns
Behavior-driven
Redemption
Real-time
Dashboards
CEO → RFM
Partners
Marketplace

Platform Modules

A single platform to build campaigns, redeem rewards, grow a partner network, and steer performance with AI-driven insights.

Campaign Creation

Product & behavioral campaigns

Micro-segments Real-time triggers A/B & controls

Hyper-personalize with multi-level segmentation and automated call-to-actions that increase app usage and repeat engagement.

Reward Redemption

Flexible & instant

Combine points Partner offers QR & in-app

Users redeem seamlessly across partners with real-time confirmation, including combined points and promos.

Dashboards

CEO, Marketing & RFM views

KPIs & ROI Cohorts Real-time alarms

Monitor campaign lift, cohort behavior, stability metrics, and budget impact with role-based access.

Partner Platform

Curate & grow your marketplace

Exclusive deals Easy onboarding Controlled access

Integrate merchant offers under your identity and expand the network without operational friction.

Insights & Decisions

AI-driven analytics

Precision targeting Notifications Actionable tasks

Micro-segment recommendations, automated nudges, and decision support to maximize LTV and reduce waste.

Loyalty Wallet

Optional add-on

QR payments Bill pay Split bill Cashback

Payments, transfers and in-app promos unify the shopping loop with loyalty.

Docs

Segmentation & Membership

Multi-Level Segmentation

From primary segments to micro-segments with demographic, behavioral and engineered features.

Primary → Clusters → Groups → Micro-segments Targeted recommendations Real-time alarms Person-level offers
Membership Tiers

Drive progression with dynamic perks and real-time checklist tracking.

Classic Black Diamond
  • Checklist missions update eligibility and upgrade paths in real time.
  • Perks, limits, and quantities are configurable by tier.
  • Diamond is exclusive and hand-picked.

Illustrative Use Case

Lifestyle Loyalty + Wallet

A lifestyle app combining loyalty and payments: category tabs and promo banners highlight hot campaigns; carousels deliver themed recommendations; members enjoy personalized offers, discounts, and cashback.

Discounts Cashback Card & micro-credit QR pay Smart search My Rewards
In-App Experience Highlights
  • Category tabs & promo banners for quick discovery
  • Personalized offers & “recommended for you” carousels
  • Wallet shortcuts: deposit to card, eXtra limit
  • Track earnings in “My Rewards” & redeem instantly
Logos, images, and names omitted.

Why Choose Our Loyalty?

All-in-One, Under Your Brand

Campaigns, partner offers, wallet, dashboards, and insights in one place.

Hyper-Personalized Targeting

Micro-segments, person-level offers, and real-time recognition of behaviors.

Flexible & Scalable

From classic to elite tiers with configurable perks and checklists.

Seamless Integration

Plug into partner networks and payment rails to enrich the experience.

AI-Powered Insights

Precision targeting, performance monitoring, and decision support.

Governed & Audit-Ready

Versioning, approvals, lineage, and role-based dashboards built-in.

Frequently Asked Questions

Yes — everything is delivered under your brand with configurable segments, tiers, rewards, and partner catalogs.

We support multi-level segmentation (primary → clusters → groups → micro-segments), combining demographic, behavioral, and engineered features to power person-level recommendations.

Yes — the platform integrates with wallet and payment features (QR payments, bill pay, transfers, split bills), enabling richer redemption and cashback experiences.

Role-based dashboards (CEO to Marketing/RFM), performance and stability metrics, versioning, approvals, and full audit trails are included.