DecisionSmart 5.1

Enterprise Decisioning Platform

Decisions you can explain.
Performance you can prove.

Now enhanced with AI Agent assistance.

Build, test and execute credit strategies in real time – with every decision versioned, traceable, explainable and fully auditable.

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Real-time execution Version-controlled strategy Full audit trail Explainable decisions

Application

Rules

Scorecard

Policy

Decision

Decision execution

Approved

Flow: Personal Finance Application – v4.3

Decision score

742

Risk grade

DSTI

31.4%

Decision

APPROVE

Decision completed in 43 ms

Policy: Personal Finance v4.3 • Reference: DS-260829-18435

Every request and response is stored against a unique reference for later retrieval and audit.

AI Agent

Your AI Decision Agent

Helping you act with confidence.

Explain decision Generate test cases Suggest rule optimization Monitor anomalies

AI insights are based on your policies, data and decision history.

860+

Decisions / second

Sustained throughput

43 ms

p95 latency

@ 16 concurrent threads

Failed requests*

121,602 requests tested

20,000

Decisions in ~21 sec

End-to-end batch execution

* No failed requests recorded in performance testing.

What DecisionSmart does

Everything you need to design, execute and improve a lending decision.

From policy rules and scorecards to simulation, explainability and AI-assisted optimisation – governed within one enterprise decisioning platform.

NEW AI Decision Agent Your intelligent copilot for DecisionSmart.

From characteristics to decision out

Every input driven. Every decision explained.

A complete decision framework that captures, evaluates and explains every step.

Governance

Defensible under scrutiny

Decide faster. Decide consistently.

Put your credit strategy in one governed place.

See how DecisionSmart executes your policy in real time – and proves what it did afterwards.

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